New York gets tough on insurers

State financial regulators in New York said today they would investigate reports in American newspapers that gay men have been denied life, disability or long-term care insurance policies because they were taking medication to protect themselves against HIV. Note that the applicants did not have HIV.

If proved these denials of cover would amount to illegal discrimination based on sexual orientation and the companies doing so could be penalized, according to Maria T. Vullo, New York state’s superintendent of financial services.

Insurers around the US had denied policies to gay men after learning they took Prep to avoid catching H.I.V. through sex. To get insurance, some men even stopped taking the protective drugs.